Tanzania Postal Bank (TPB) seeks to appoint dedicated, self motivated and highly organized Micro
Credit Officers (14 positions) to join the Credit Department team.Reporting Line: Branch Manager/Branch Finance
Locations: Mbeya, Mwanza, Tabora, Ilala, Songea, Dodoma, Iringa, Sumbawanga, Ubungo,
Musoma, Bukoba, Manzese, Kigoma, Mtwara
Work Schedule: As per TPB Staff regulations
Salary: Commensurate to the Job Advertised
Essential Duties and Responsibilities:-
1. Identify potential micro credit client's within his/her area of operation
2. To carry out site visits of the potential clients' business premises and collateral
3. Appraise micro credit application for review by Branch Manager before submitting to branch
credit committee.
4. Advising the micro loan applicants on fate of application and terms and conditions of
approvals
5. Reviewing and consolidating reports and submitting consequential reports to Branch
Manager
6. Submitting regular and eexceptional micro credit quality reports to Branch Manager for review
and action.
7. To monitor repayments of disbursed micro loans and recommend to the Branch Manager
initiation of appropriate recovery measures to be pursued against defaulters.
8. Maintain properly and safely all documents/files of micro credits.
9. Reviewing and classifying micro credit portfolio on weekly basis and submit the report to the
Branch Manager.
10. Any other duty assigned by the Branch Manager
Essential Duties and Responsibilities
- Growth of the business banking products within the set targets
- Geographical mix and sectoral distribution in line with the set thresholds
- Achievement of the set targets on interest and other income from business banking
product.
CONTRIBUTES TO
• Customer – Service Delivery/Enquiries
• Efficient and Quality Service to Customers
• Quality loan portfolio
KEY PERFORMANCE INDICATORS
• Customer Satisfaction
Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 as
amended by Act No. 11 of 1992. TPB is a Bank that provides competitive
financial services to our customers and creates value for our stakeholders
through innovative products.
TPB is a Bank, whose vision is “to be the leading bank in Tanzania in the
provision of affordable, accessible and convenient financial services”. As part
of effective organizational development and management of its human capital
in an effective way, TPB commits itself towards attaining, retaining and
developing the highly capable and qualified workforce for TPB betterment and
the Nation at large.
• Individual Productivity and Turnaround time
• Minimum Cash Differences
• Timely validation of transactions
EXPERIENCE AND KNOWLEDGE REQUIRED:
Education: Bachelor’s degree/Advanced Diploma in Banking, Economics, Commerce,Business
Administration, Finance, Accounting from any recognized University or equivalent
qualification.
Experience: - The candidate must have a working experience of not less than one
year in Business Banking arena
- Experience from a financial institution or related discipline will be an
added advantage
- Working knowledge of Equinox functionality
- He/she should be computer literate with excellent command of Excel
and Work Processing
- Added skills and certifications in Risk Marketing activities.
Skills and attributes
- Excellent communication both verbal and written
- Computer literacy including Word and Excel
- Negotiation skills - effective negotiation with customers
- Target Driven
- Team player
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The position will attract a competitive salary package, which include benefits. Applicants are invited to
submit their resume (indicating the position title in the subject heading) via e-mail to:
recruitment@postalbank.co.tz. Applications via other methods will not be considered.
Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications
starting the job advertised and the location. Other credentials will have to be submitted
during the interview for authentic check and other administrative measures and should not in
any way be attached during application.
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